BOYCOTT!
Why are you paying?!

Many studies have found racial disparities in credit scoring. For example, a 1996 study found that African-Americans are three times as likely to have FICO scores below 620 as whites, and Hispanics are twice as likely. A 2004 study found that African American and Hispanic consumers make up over 60% of the consumers with the worst credit scores….
Racism. Credit score systems are well known to contain racial bias and have been shown to increase racial disparities as studies show that African American and American Latino populations have substantially lower scores than the white American population on average…
Communities of color have less access to financial services for various reasons, many based in systemic oppression, and these roadblocks further limit these communities from accessing and building credit.
Why Credit Scores Are Racist. Credit scores reflect economic racism… | by ...
Credit scores, ultimately, are a shortcut that claim to be fair but don't seek true equity. They use data with a racist history to guess whether…” Ben Crump is one of the law firms that filed a class-action lawsuit against Navy Federal Credit Union, alleging racial disparities in its mortgage lending. The lawsuit details the stories of two named plaintiffs whose mortgage applications were denied by Navy Federal, despite having "exceptional" credit scores above 800, no debt, and ample savings.