Money
You Could Lose Your Social Security Benefits if You Do One of These Four Things
Social Security benefits aren't guaranteed, and you can lose them if you do one of these four things.

Blake Stimac
Sept. 5, 2024 3:20 a.m. PT
4 min read

A man in a suit standing in front of a large clock holding the clock arm in place with a large Social Security card in the background.
Here are four ways you could potentially lose your Social Security benefits.
Getty Images/Viva Tung/CNET
If you're planning to retire and sign up for Social Security benefits, it can provide peace of mind to know that you've got money on the way that you had withheld during your working career. This is the expectation, at least, but some may not be aware that certain things can either disqualify you from receiving them or have your benefits suspended or terminated if you're currently receiving them.


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Benefits through the Social Security Administration span money retirement payments, disability assistance through Social Security Disability Insurance and support to disabled adults and children who have limited income and resources and those 65 and older who are not disabled but have limited income and resources through the Supplemental Security Income program.

Lose Social Security benefits because your income exceeds benefit limits
You can receive Social Security benefits while having a job, but your monthly benefits payout may be affected if you earn over the eligibility limit.
Supplemental Security Income limits
Eligibility for SSI typically requires that you earn less than $1,971 per month from work. The limit is increased for couples, but if you exceed that limit, you may no longer be eligible for SSI.
Note: For every $2 you earn from work, $1 will be reduced from your SSI payment. Working includes any job you have. You're required to promptly report changes to your monthly income and living situation.